How to build ap your asset column?

If you went to banker and ASK for a loan, he/she will ask you two things.

1) Have much money have you saved by now? Its good to have some money accumulated because banker will easily lend you money if he/she knows that you KNOW how to handle your own money.

2) What do you need loan for?

Now, lets get back in time and lets see how money evolved. Money (paper, coins) actually does not exists. Why is that? Well, I am economist. My first lecture on university was that money has no value. People accepts money because, and only because they can give it to another human and he/she will accept it.

Banker knows that. It is one of the reasons he will not give you money for: art, post stamps, buying/selling other currencies, bonds, stocks etc but assets like real estates? He will give u loan right away! Of course u need to match few basic criteria to get loan but, all in all, you can get it easily.